More than fifty companies compete for your business. You keep the difference.

We are an independent agency, so no carrier owns us. When you ask us to quote something, we shop it across our carrier partners, show you the results side by side, and tell you plainly which one we would pick if it were our house and our money.

Here is who we work with, organized by what they write.

Auto & Drivers 19 carriers

Arkay Branch Bristol West Chubb Clearcover Elephant Foremost Choice Foremost Signature GEICO Hagerty Kelly Klee Liberty Mutual National General Novo OpenRoad Progressive Safeco Stonegate Travelers

Home 19 carriers

American Modern Annex Risk Branch Chubb Foremost Foremost Choice Foremost Signature Hippo Kanguro Kelly Klee Liberty Mutual MSI National General Openly Orion 180 Pacific Specialty Progressive Safeco Travelers

Mobile & Manufactured Home 10 carriers

Aegis American Modern Assurant Covertree Foremost Independent Mutual Fire Progressive Standard Casualty Stonegate Tower Hill

Umbrella & Liability 12 carriers

Branch Chubb Foremost Choice Foremost Signature Kelly Klee Liberty Mutual Markel Monoline National General RLI Safeco Travelers

Boats, RVs & Recreation 10 carriers

Ahoy Chubb Foremost Foremost Choice Foremost Signature Hagerty Liberty Mutual National General Progressive Safeco

Flood 11 carriers

Annex Risk Aon Edge Chubb Kelly Klee MSI National General Neptune Orion 180 Sterling Titan Wright Flood

Landlord & Rental Property 11 carriers

Aegis Alchemy Blitz Chubb Green Shield Risk Liberty Mutual Openly Pacific Specialty Safeco SES Risk Solutions Starfish

Specialty Lines 19 carriers

Adaptive Arkay Assurant Chubb Clearcover Ergo Next Fetch GeoVera Green Shield Risk Jewelers Mutual Kanguro Kelly Klee Liberty Mutual National General Rainwalk Safeco Starfish Tend Travelers

The directory who they are, in one line

Adaptive

A specialty insurer focused on deductible reimbursement products.

Aegis

A general agency with decades in the manufactured housing market.

Ahoy

A technology-driven boat insurance specialist.

Alchemy

A specialty program insurer for homes under construction and renovation.

American Modern

A specialty insurer, part of Munich Re, known for manufactured homes and unique residences.

Annex Risk

A specialty property insurer for homes and flood.

Aon Edge

The private flood arm of Aon, one of the world’s largest insurance groups.

Arkay

An administrator of vehicle mechanical breakdown protection.

Assurant

A Fortune 500 specialty insurer and one of the largest names in manufactured housing.

Blitz

A specialty insurer for builders risk on new construction and remodels.

Branch

A newer insurer built around bundled home and auto coverage.

Bristol West

A Farmers company specializing in nonstandard auto.

Chubb

The world’s largest publicly traded property and casualty insurer, known for high-value homes.

Clearcover

A digital-first auto insurer known for competitive rates.

Covertree

A modern insurtech specializing in manufactured home coverage.

Elephant

An auto insurer, part of the Admiral Group, focused on straightforward coverage.

Ergo Next

A small business insurer, part of the Munich Re group.

Fetch

One of the largest pet health insurers in North America.

Foremost

A Farmers company and one of the oldest names in manufactured home and specialty coverage.

Foremost Choice

Foremost’s package brand for home and auto.

Foremost Signature

Foremost’s home and auto brand for independent agents.

GEICO

One of the largest auto insurers in America, a Berkshire Hathaway company.

GeoVera

A catastrophe specialist best known for earthquake coverage.

Green Shield Risk

A specialty property insurer for rentals, vacant homes, and unusual situations.

Hagerty

The world’s largest insurer of classic and collector cars.

Hippo

A modern home insurer known for smart-home technology.

Independent Mutual Fire

A regional mutual insurer with deep roots in manufactured housing.

Jewelers Mutual

The only insurer dedicated exclusively to jewelry since 1913.

Kanguro

A bilingual insurer offering renters and pet coverage.

Kelly Klee

A private client agency for high-value homes, autos, and collections.

Liberty Mutual

The fifth-largest property and casualty insurer in the world.

Markel

A Fortune 500 specialty insurer with a large personal umbrella practice.

Monoline

A specialist insurer writing standalone personal umbrella policies.

M

MSI

A specialty underwriter of home and flood programs.

National General

An Allstate company with one of the broadest personal lines shelves in the industry.

Neptune

One of the largest private flood insurers in the country.

Novo

A newer auto insurer with usage-informed pricing.

Openly

A premium home insurer built exclusively for independent agents.

O

OpenRoad

An auto insurer focused on straightforward, affordable coverage.

Orion 180

A home and flood insurer concentrated in the Southeast.

Pacific Specialty

A West Coast specialty insurer for homes and rental property.

Progressive

The largest auto insurer in America, and the market leader for motorcycles, boats, and RVs.

R

Rainwalk

A pet insurance provider known for simple, fast claims.

RLI

A Fortune 1000 specialty insurer, the standard-bearer for standalone umbrellas.

Safeco

A Liberty Mutual company writing personal lines exclusively through independent agents.

SES Risk Solutions

A specialty underwriter of landlord and investor property programs.

Standard Casualty

A Cavco company insuring manufactured homes since 1961.

Starfish

A specialty insurer for rental property and niche exposures.

Sterling

A managing general agency offering private flood coverage.

Stonegate

A regional insurer for manufactured homes and auto.

T

Tend

A specialty insurer for niche personal exposures.

Titan

A private flood insurance specialist.

Tower Hill

A Florida-born insurer with fifty years in residential property.

Travelers

One of America’s oldest insurers, writing home, auto, and umbrella.

Wright Flood

The largest flood insurance name in the country, federal and private.

Carrier availability varies by state and by situation; some of these markets write in a handful of states, others in nearly all of the 42 we serve. The fastest way to know which carriers can quote you is to call. It takes about ten seconds to check.